Buying your first home is exciting — and a little overwhelming. Myra Aguilar specializes in guiding first-time San Antonio buyers through the insurance part so it actually makes sense, in English or Spanish.
Your mortgage company requires a homeowners policy in place before you close, with their information listed as the lienholder (the 'mortgagee clause'). It sounds technical, but we handle it every week. We'll make sure your policy is issued on time, the dec page gets to your lender and title company, and the mortgagee clause is worded exactly right so closing isn't held up.
Myra works alongside San Antonio real estate agents and mortgage professionals every day, so we slot smoothly into your timeline and speak the same language as the rest of your team. If your agent or loan officer needs something from us, we get it to them fast.
A first home is the perfect time to bundle your homeowners and auto for a multi-policy discount, and to consider life insurance that would pay off the mortgage so your family always keeps the home. We'll lay out the options with zero pressure.
Your policy needs to be active on or before your closing date, with proof sent to your lender and title company beforehand. We make sure it's ready in time.
It's the specific wording that lists your lender as the lienholder on your policy. Lenders require it, and we set it up correctly so your closing isn't delayed.
Enough to rebuild your home, which can differ from the purchase price. We calculate replacement cost and set your coverage there, not just at the sale price.
Absolutely — Myra partners with local agents and loan officers regularly and will coordinate directly with your team to keep closing on track.
Sí. We guide first-time buyers in English or Spanish — see our Spanish-speaking agent page.
Free, no-pressure, about five minutes. Local agents, real answers — in English or Spanish.
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